California Home Loan Refinance

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Get your California Home loan refinance Now, before it's too late

Greenspan has promised to raise interest rates gradually over the next few years. Although the record low rates have been great for all of us, especially those of us who have cashed in on a California Home loan refinance, they have done their part and have to go up. Fortunately, they are only expected to go up a small amount, in the 7% range by next year. However, this means a lot more money if you are planning on a California Home loan refinance.

Now or Never

It's really as harsh as it seems. If you don't get your California Home loan refinance now, you may never be able to afford it again. This is especially true if you have bought in the past few months. By not getting a California Home loan refinance now you are putting yourself and your house at risk by not taking advantage of the low rates available. Talk to your lender to find out if now is the time to get a California Home loan refinance and what it means to you money-wise.

Low rates, high values

The beauty of owning your own home right now is not only being able to lock into a low interest rate California Home loan refinance, but also the high housing prices that the market demands. With housing prices at record highs and interest rates at record lows, this means that you have more money. The more money you pay every month with such low rates means that the more money you get in return when you decide to sell. It's a win-win situation.

When rates are higher…

Fortunately, it will not be doomsday when rates increase due to the increased number of jobs and the robust economy we are experiencing. However, it may be more difficult to get a cash-out California Home loan refinance because it will cost you more money. Avoid the whole situation by getting a California Home loan refinance now and rest easy as rates go up.