Financial Calculator

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Financial Calculator – As Fun As A Remote Control On Football Super Sunday

Can you qualify for a loan to fulfill your midlife-crisis desires? Wouldn't that new luxury car look great parked in your driveway? How do you know how much to save for your retirement? Have you set aside enough savings to pay for little Susie's college? Can you even contribute toward her wedding? These are some questions posed by slick financial calculators. At one time or another, we all get a little skittish about asking these questions face-to-face. From the comfort and privacy of your home, you can log on to several financial sites. After answering a few crucial questions, you can quickly get the answers you need.

Not everyone qualifies for the best prime rate. Hence, your chances of qualifying for certain loans are not within your reach. However, with a few calculated moves, you can determine how that loan or savings plan is attainable. Before consulting a pushy financial consultant about certain loans or savings plans, first go to one of several lender sites and play around with their free, no obligation calculators.

Why jump into a commitment until you've tested all your options and explored different answers? Some of the more popular calculators involve qualifying for a mortgage loan or saving up for your golden years.

• Home mortgage loan calculators ask questions involving PITI (principle, interest rate, taxes, and insurance) such as “how much debt do you currently own?” or “what is your credit score?” A Mortgage loan calculator also helps a buyer determine which loan is right for his circumstances such as a home equity line of credit (HELOC) or a first time home buyer loan.
  
• Retirement calculators ask questions about your current income, percentage of savings, and expected yearly income come retirement age.
  
• Savings calculators ask questions about the purpose of the savings, time frame, anticipated interest rate (if any), and total saving amount.